IVOO vs VOO

Quick Verdict

VOO has a lower expense ratio. IVOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: IVOOMore Diversified: VOO

Side-by-Side Comparison

MetricIVOOVOOWinner
Expense Ratio0.07%0.03%
AUM$3.8B$979.0B
Dividend Yield1.46%1.09%
Holdings409509
YTD Return+15.62%+13.31%
1Y Return+24.13%+24.01%
3Y Return (annualized)+14.15%+21.17%
5Y Return (annualized)+8.88%+13.34%
Volatility (annualized)16.9%14.1%
Max Drawdown-42.5%-34.3%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
InceptionSep 7, 2010Sep 7, 2010

IVOO vs VOO Performance

Vanguard S&P Mid-Cap 400 ETF (IVOO) is a ETF from Vanguard (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IVOO returned +24.13% while VOO returned +24.01%. Year to date, IVOO is up 15.62% versus a gain of 13.31% for VOO.

Over three years, IVOO compounded at +14.15% per year against +21.17% for VOO; over five years the annualized figures are +8.88% and +13.34% respectively. Across the full 16-year window we track, VOO has the edge at +13.55% annualized vs +11.41%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVOO has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.5% for IVOO and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVOO charges 0.07% per year while VOO charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, IVOO currently yields 1.46% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

IVOO and VOO share 0 holdings out of 906 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVOO or VOO?

IVOO has an expense ratio of 0.07% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, IVOO or VOO?

Over the past year IVOO returned +24.13% vs +24.01% for VOO, so IVOO leads on 1-year performance. Over the longest common window we track (16 years), IVOO annualized +11.41% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, IVOO or VOO?

IVOO has been the more volatile fund at 16.9% annualized versus 14.1% for VOO. Worst drawdown: IVOO -42.5% vs VOO -34.3%.

Should I hold both IVOO and VOO?

IVOO and VOO have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVOO and VOO?

IVOO and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 906 unique securities.

Which pays a higher dividend, IVOO or VOO?

IVOO yields 1.46% while VOO yields 1.09%, so IVOO currently pays the higher dividend yield.

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