ITDI vs VOO
ITDI vs VOO
iShares LifePath Target Date 2065 ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. ITDI delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | ITDI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.03% | |
| AUM | $27M | $979.0B | |
| Dividend Yield | 1.45% | 1.09% | |
| Holdings | 8 | 509 | |
| YTD Return | +14.43% | +13.80% | |
| 1Y Return | +25.48% | +23.71% | |
| 3Y Return (annualized) | - | +21.50% | |
| 5Y Return (annualized) | - | +13.44% | |
| Volatility (annualized) | 11.6% | 14.1% | |
| Max Drawdown | -16.3% | -34.3% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | Sep 7, 2010 |
ITDI vs VOO Performance
iShares LifePath Target Date 2065 ETF (ITDI) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year ITDI returned +25.48% while VOO returned +23.71%. Year to date, ITDI is up 14.43% versus a gain of 13.80% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 11.6% for ITDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for ITDI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITDI charges 0.12% per year while VOO charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, ITDI currently yields 1.45% against 1.09% for VOO.
Holdings Overlap
ITDI and VOO share 0 holdings out of 512 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ITDI or VOO?
ITDI has an expense ratio of 0.12% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, ITDI or VOO?
Over the past year ITDI returned +25.48% vs +23.71% for VOO, so ITDI leads on 1-year performance. Over the longest common window we track (3 years), ITDI annualized +24.51% vs +13.58% for VOO. Past performance does not guarantee future results.
Which is riskier, ITDI or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 11.6% for ITDI. Worst drawdown: ITDI -16.3% vs VOO -34.3%.
Should I hold both ITDI and VOO?
ITDI and VOO have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ITDI and VOO?
ITDI and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 512 unique securities.
Which pays a higher dividend, ITDI or VOO?
ITDI yields 1.45% while VOO yields 1.09%, so ITDI currently pays the higher dividend yield.
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