ITDH vs VYM
ITDH vs VYM
iShares LifePath Target Date 2060 ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | ITDH | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.04% | |
| AUM | $38M | $79.0B | |
| Dividend Yield | 1.43% | 2.86% | |
| Holdings | 8 | 568 | |
| YTD Return | +14.28% | +15.80% | |
| 1Y Return | +25.29% | +26.12% | |
| 3Y Return (annualized) | - | +18.25% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 11.5% | 14.6% | |
| Max Drawdown | -16.3% | -58.8% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | Nov 10, 2006 |
ITDH vs VYM Performance
iShares LifePath Target Date 2060 ETF (ITDH) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year ITDH returned +25.29% while VYM returned +26.12%. Year to date, ITDH is up 14.28% versus a gain of 15.80% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.5% for ITDH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for ITDH and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDH charges 0.12% per year while VYM charges 0.04%. On a $10,000 position that is $12 vs $4 annually, a gap of $8 per year that compounds over a long holding period. On income, ITDH currently yields 1.43% against 2.86% for VYM.
Holdings Overlap
ITDH and VYM share 0 holdings out of 565 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ITDH or VYM?
ITDH has an expense ratio of 0.12% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, ITDH or VYM?
Over the past year ITDH returned +25.29% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), ITDH annualized +24.52% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, ITDH or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 11.5% for ITDH. Worst drawdown: ITDH -16.3% vs VYM -58.8%.
Should I hold both ITDH and VYM?
ITDH and VYM have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ITDH and VYM?
ITDH and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 565 unique securities.
Which pays a higher dividend, ITDH or VYM?
ITDH yields 1.43% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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