ITDD vs VOO
ITDD vs VOO
iShares LifePath Target Date 2040 ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | ITDD | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.11% | 0.03% | |
| AUM | $103M | $979.0B | |
| Dividend Yield | 1.67% | 1.09% | |
| Holdings | 15 | 509 | |
| YTD Return | +10.39% | +13.31% | |
| 1Y Return | +19.43% | +24.01% | |
| 3Y Return (annualized) | - | +21.17% | |
| 5Y Return (annualized) | - | +13.34% | |
| Volatility (annualized) | 9.8% | 14.1% | |
| Max Drawdown | -12.5% | -34.3% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | Sep 7, 2010 |
ITDD vs VOO Performance
iShares LifePath Target Date 2040 ETF (ITDD) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year ITDD returned +19.43% while VOO returned +24.01%. Year to date, ITDD is up 10.39% versus a gain of 13.31% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 9.8% for ITDD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.5% for ITDD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITDD charges 0.11% per year while VOO charges 0.03%. On a $10,000 position that is $11 vs $3 annually, a gap of $8 per year that compounds over a long holding period. On income, ITDD currently yields 1.67% against 1.09% for VOO.
Holdings Overlap
ITDD and VOO share 0 holdings out of 519 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ITDD or VOO?
ITDD has an expense ratio of 0.11% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, ITDD or VOO?
Over the past year ITDD returned +19.43% vs +24.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), ITDD annualized +20.09% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, ITDD or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 9.8% for ITDD. Worst drawdown: ITDD -12.5% vs VOO -34.3%.
Should I hold both ITDD and VOO?
ITDD and VOO have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ITDD and VOO?
ITDD and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 519 unique securities.
Which pays a higher dividend, ITDD or VOO?
ITDD yields 1.67% while VOO yields 1.09%, so ITDD currently pays the higher dividend yield.
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