ITDC vs VXUS
ITDC vs VXUS
iShares LifePath Target Date 2035 ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.
Side-by-Side Comparison
| Metric | ITDC | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.05% | |
| AUM | $108M | $156.5B | |
| Dividend Yield | 1.87% | 2.60% | |
| Holdings | 15 | 8,747 | |
| YTD Return | +8.83% | +13.57% | |
| 1Y Return | +16.69% | +28.78% | |
| 3Y Return (annualized) | - | +18.63% | |
| 5Y Return (annualized) | - | +9.05% | |
| Volatility (annualized) | 8.9% | 15.1% | |
| Max Drawdown | -10.4% | -39.9% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | Jan 26, 2011 |
ITDC vs VXUS Performance
iShares LifePath Target Date 2035 ETF (ITDC) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year ITDC returned +16.69% while VXUS returned +28.78%. Year to date, ITDC is up 8.83% versus a gain of 13.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.9% for ITDC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.4% for ITDC and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDC charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, ITDC currently yields 1.87% against 2.60% for VXUS.
Holdings Overlap
ITDC and VXUS share 0 holdings out of 7874 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ITDC or VXUS?
ITDC has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, ITDC or VXUS?
Over the past year ITDC returned +16.69% vs +28.78% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), ITDC annualized +18.08% vs +4.80% for VXUS. Past performance does not guarantee future results.
Which is riskier, ITDC or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 8.9% for ITDC. Worst drawdown: ITDC -10.4% vs VXUS -39.9%.
Should I hold both ITDC and VXUS?
ITDC and VXUS have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ITDC and VXUS?
ITDC and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7874 unique securities.
Which pays a higher dividend, ITDC or VXUS?
ITDC yields 1.87% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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