ISD vs VYM

Quick Verdict

VYM delivered stronger 1-year returns. ISD offers more diversification with 609 holdings.

Lower Fees: TiedHigher Returns: VYMMore Diversified: ISD

Side-by-Side Comparison

MetricISDVYMWinner
Expense Ratio-0.04%
AUM$468M$79.0B
Dividend Yield9.19%2.86%
Holdings780568
YTD Return-8.72%+15.45%
1Y Return-4.39%+26.05%
3Y Return (annualized)+10.67%+17.96%
5Y Return (annualized)+4.36%+12.54%
Volatility (annualized)12.2%14.6%
Max Drawdown-54.3%-58.8%
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionApr 26, 2012Nov 10, 2006

ISD vs VYM Performance

PGIM High Yield Bond Fund, Inc (ISD) is a ETF from PGIM Investments and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year ISD returned -4.39% while VYM returned +26.05%. Year to date, ISD is down 8.72% versus a gain of 15.45% for VYM.

Over three years, ISD compounded at +10.67% per year against +17.96% for VYM; over five years the annualized figures are +4.36% and +12.54% respectively. Across the full 14-year window we track, VYM has the edge at +7.06% annualized vs +0.35%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 12.2% for ISD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -54.3% for ISD and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Holdings Overlap

0.1%overlap

ISD and VYM share 2 holdings out of 1165 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ISDWeight in VYMDifference
EXE0.10%0.11%0.01%
GEN0.06%0.05%0.01%

Frequently Asked Questions

Which performed better, ISD or VYM?

Over the past year ISD returned -4.39% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (14 years), ISD annualized +0.35% vs +7.06% for VYM. Past performance does not guarantee future results.

Which is riskier, ISD or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 12.2% for ISD. Worst drawdown: ISD -54.3% vs VYM -58.8%.

Should I hold both ISD and VYM?

ISD and VYM have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ISD and VYM?

ISD and VYM share 2 common holdings with a 0.1% weight overlap. Combined, they hold 1165 unique securities.

Which pays a higher dividend, ISD or VYM?

ISD yields 9.19% while VYM yields 2.86%, so ISD currently pays the higher dividend yield.

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