INRO vs SPY

Quick Verdict

SPY has a lower expense ratio. INRO delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: INROMore Diversified: SPY

Side-by-Side Comparison

MetricINROSPYWinner
Expense Ratio0.42%0.09%
AUM$34M$789.1B
Dividend Yield0.59%1.01%
Holdings375505
YTD Return+15.45%+13.50%
1Y Return+25.54%+23.56%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+13.46%
Volatility (annualized)13.4%15.3%
Max Drawdown-20.0%-56.5%
Fund FamilyBlackRock, Inc. (US)State Street Investment Management
CategoryEquityEquity
InceptionMar 26, 2024Jan 22, 1993

INRO vs SPY Performance

iShares US Industry Rotation Active ETF (INRO) is a ETF from BlackRock, Inc. (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year INRO returned +25.54% while SPY returned +23.56%. Year to date, INRO is up 15.45% versus a gain of 13.50% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.4% for INRO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.0% for INRO and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

INRO charges 0.42% per year while SPY charges 0.09%. On a $10,000 position that is $42 vs $9 annually, a gap of $33 per year that compounds over a long holding period. On income, INRO currently yields 0.59% against 1.01% for SPY.

Holdings Overlap

72.2%overlap

INRO and SPY share 205 holdings out of 591 unique holdings combined, representing a 72.2% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in INROWeight in SPYDifference
AAPL8.48%7.09%1.39%
NVDA7.20%7.31%0.11%
MSFT4.77%4.43%0.34%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
JPMProProPro
MUProProPro
See all 10 holdings INRO shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, INRO or SPY?

INRO has an expense ratio of 0.42% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $33 per year of difference.

Which performed better, INRO or SPY?

Over the past year INRO returned +25.54% vs +23.56% for SPY, so INRO leads on 1-year performance. Over the longest common window we track (2 years), INRO annualized +18.76% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, INRO or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 13.4% for INRO. Worst drawdown: INRO -20.0% vs SPY -56.5%.

Should I hold both INRO and SPY?

INRO and SPY have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between INRO and SPY?

INRO and SPY share 205 common holdings with a 72.2% weight overlap. Combined, they hold 591 unique securities.

Which pays a higher dividend, INRO or SPY?

INRO yields 0.59% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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