IBHM vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricIBHMVYMWinner
Expense Ratio0.35%0.04%
AUM$15M$79.0B
Dividend Yield1.08%2.86%
Holdings173568
YTD Return+0.91%+13.82%
1Y Return-+24.08%
3Y Return (annualized)-+17.72%
5Y Return (annualized)-+12.13%
Volatility (annualized)-14.6%
Max Drawdown-2.2%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 25, 2026Nov 10, 2006

IBHM vs VYM Performance

iShares iBonds 2033 Term High Yield and Income ETF (IBHM) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, IBHM is up 0.91% versus a gain of 13.82% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.2% for IBHM and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IBHM charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, IBHM currently yields 1.08% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

IBHM and VYM share 0 holdings out of 655 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IBHM or VYM?

IBHM has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

What is the holdings overlap between IBHM and VYM?

IBHM and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 655 unique securities.

Which pays a higher dividend, IBHM or VYM?

IBHM yields 1.08% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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