HYDB vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricHYDBIVVWinner
Expense Ratio0.35%0.03%
AUM$1.6B$865.2B
Dividend Yield6.99%1.09%
Holdings265508
YTD Return-2.09%+13.52%
1Y Return+0.55%+23.63%
3Y Return (annualized)+7.02%+21.26%
5Y Return (annualized)+3.71%+13.52%
Volatility (annualized)7.7%15.1%
Max Drawdown-21.6%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionJul 11, 2017May 15, 2000

HYDB vs IVV Performance

iShares High Yield Systematic Bond ETF (HYDB) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HYDB returned +0.55% while IVV returned +23.63%. Year to date, HYDB is down 2.09% versus a gain of 13.52% for IVV.

Over three years, HYDB compounded at +7.02% per year against +21.26% for IVV; over five years the annualized figures are +3.71% and +13.52% respectively. Across the full 9-year window we track, IVV has the edge at +7.04% annualized vs +4.94%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.7% for HYDB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.6% for HYDB and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYDB charges 0.35% per year while IVV charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, HYDB currently yields 6.99% against 1.09% for IVV.

Holdings Overlap

0.1%overlap

HYDB and IVV share 1 holdings out of 707 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in HYDBWeight in IVVDifference
XTSLA0.52%0.15%0.37%

Frequently Asked Questions

Which is cheaper, HYDB or IVV?

HYDB has an expense ratio of 0.35% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, HYDB or IVV?

Over the past year HYDB returned +0.55% vs +23.63% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (9 years), HYDB annualized +4.94% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, HYDB or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 7.7% for HYDB. Worst drawdown: HYDB -21.6% vs IVV -56.5%.

Should I hold both HYDB and IVV?

HYDB and IVV have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HYDB and IVV?

HYDB and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 707 unique securities.

Which pays a higher dividend, HYDB or IVV?

HYDB yields 6.99% while IVV yields 1.09%, so HYDB currently pays the higher dividend yield.

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