HIX vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricHIXVYMWinner
Expense Ratio3.82%0.04%
AUM$363M$79.0B
Dividend Yield14.27%2.86%
Holdings437568
YTD Return+2.33%+15.45%
1Y Return+6.90%+26.05%
3Y Return (annualized)+6.00%+17.96%
5Y Return (annualized)-0.71%+12.54%
Volatility (annualized)18.7%14.6%
Max Drawdown-75.2%-58.8%
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMay 22, 1998Nov 10, 2006

HIX vs VYM Performance

Western Asset High Income Fund II Inc. (HIX) is a ETF from Franklin Templeton Investments (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year HIX returned +6.90% while VYM returned +26.05%. Year to date, HIX is up 2.33% versus a gain of 15.45% for VYM.

Over three years, HIX compounded at +6.00% per year against +17.96% for VYM; over five years the annualized figures are -0.71% and +12.54% respectively. Across the full 20-year window we track, VYM has the edge at +7.06% annualized vs -2.37%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

HIX has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -75.2% for HIX and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HIX charges 3.82% per year while VYM charges 0.04%. On a $10,000 position that is $382 vs $4 annually, a gap of $378 per year that compounds over a long holding period. On income, HIX currently yields 14.27% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

HIX and VYM share 0 holdings out of 846 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HIX or VYM?

HIX has an expense ratio of 3.82% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $378 per year of difference.

Which performed better, HIX or VYM?

Over the past year HIX returned +6.90% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), HIX annualized -2.37% vs +7.06% for VYM. Past performance does not guarantee future results.

Which is riskier, HIX or VYM?

HIX has been the more volatile fund at 18.7% annualized versus 14.6% for VYM. Worst drawdown: HIX -75.2% vs VYM -58.8%.

Should I hold both HIX and VYM?

HIX and VYM have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HIX and VYM?

HIX and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 846 unique securities.

Which pays a higher dividend, HIX or VYM?

HIX yields 14.27% while VYM yields 2.86%, so HIX currently pays the higher dividend yield.

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