GCV vs SPY

Quick Verdict

SPY has a lower expense ratio. GCV delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: GCVMore Diversified: SPY

Side-by-Side Comparison

MetricGCVSPYWinner
Expense Ratio3.20%0.09%
AUM$93M$789.1B
Dividend Yield10.07%1.01%
Holdings124505
YTD Return+16.80%+13.50%
1Y Return+31.79%+23.56%
3Y Return (annualized)+16.54%+21.17%
5Y Return (annualized)+4.87%+13.46%
Volatility (annualized)16.5%15.3%
Max Drawdown-70.9%-56.5%
Fund FamilyGabelli FundsState Street Investment Management
CategoryAllocation/BalancedEquity
InceptionMar 31, 1995Jan 22, 1993

GCV vs SPY Performance

Gabelli Convertible and Income Securities Fund (GCV) is a ETF from Gabelli Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year GCV returned +31.79% while SPY returned +23.56%. Year to date, GCV is up 16.80% versus a gain of 13.50% for SPY.

Over three years, GCV compounded at +16.54% per year against +21.17% for SPY; over five years the annualized figures are +4.87% and +13.46% respectively. Across the full 31-year window we track, SPY has the edge at +8.85% annualized vs -0.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GCV has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -70.9% for GCV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

GCV charges 3.20% per year while SPY charges 0.09%. On a $10,000 position that is $320 vs $9 annually, a gap of $311 per year that compounds over a long holding period. On income, GCV currently yields 10.07% against 1.01% for SPY.

Holdings Overlap

2.5%overlap

GCV and SPY share 23 holdings out of 549 unique holdings combined, representing a 2.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GCVWeight in SPYDifference
NEE2.52%0.28%2.24%
MCHP2.05%0.07%1.98%
HPE2.01%0.09%1.92%
JPMProProPro
BAProProPro
JNJProProPro
GEProProPro
COSTProProPro
CCIProProPro
MRKProProPro
See all 10 holdings GCV shares with SPY
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Frequently Asked Questions

Which is cheaper, GCV or SPY?

GCV has an expense ratio of 3.20% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $311 per year of difference.

Which performed better, GCV or SPY?

Over the past year GCV returned +31.79% vs +23.56% for SPY, so GCV leads on 1-year performance. Over the longest common window we track (31 years), GCV annualized -0.87% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, GCV or SPY?

GCV has been the more volatile fund at 16.5% annualized versus 15.3% for SPY. Worst drawdown: GCV -70.9% vs SPY -56.5%.

Should I hold both GCV and SPY?

GCV and SPY have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GCV and SPY?

GCV and SPY share 23 common holdings with a 2.5% weight overlap. Combined, they hold 549 unique securities.

Which pays a higher dividend, GCV or SPY?

GCV yields 10.07% while SPY yields 1.01%, so GCV currently pays the higher dividend yield.

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