FUSI vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricFUSIVXUSWinner
Expense Ratio0.27%0.05%
AUM$23M$156.5B
Dividend Yield5.25%2.60%
Holdings618,747
YTD Return+3.39%+13.57%
1Y Return+5.42%+28.78%
3Y Return (annualized)+5.78%+18.63%
5Y Return (annualized)-+9.05%
Volatility (annualized)0.7%15.1%
Max Drawdown-0.7%-39.9%
Fund FamilyAmerican Century InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionMar 14, 2023Jan 26, 2011

FUSI vs VXUS Performance

American Century Multisector Floating Income ETF (FUSI) is a ETF from American Century Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year FUSI returned +5.42% while VXUS returned +28.78%. Year to date, FUSI is up 3.39% versus a gain of 13.57% for VXUS.

Over three years, FUSI compounded at +5.78% per year against +18.63% for VXUS. Across the full 3-year window we track, FUSI has the edge at +6.04% annualized vs +4.80%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.7% for FUSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.7% for FUSI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FUSI charges 0.27% per year while VXUS charges 0.05%. On a $10,000 position that is $27 vs $5 annually, a gap of $22 per year that compounds over a long holding period. On income, FUSI currently yields 5.25% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

FUSI and VXUS share 0 holdings out of 7881 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FUSI or VXUS?

FUSI has an expense ratio of 0.27% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, FUSI or VXUS?

Over the past year FUSI returned +5.42% vs +28.78% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), FUSI annualized +6.04% vs +4.80% for VXUS. Past performance does not guarantee future results.

Which is riskier, FUSI or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 0.7% for FUSI. Worst drawdown: FUSI -0.7% vs VXUS -39.9%.

Should I hold both FUSI and VXUS?

FUSI and VXUS have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FUSI and VXUS?

FUSI and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7881 unique securities.

Which pays a higher dividend, FUSI or VXUS?

FUSI yields 5.25% while VXUS yields 2.60%, so FUSI currently pays the higher dividend yield.

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