FTNY vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricFTNYSPYWinner
Expense Ratio0.36%0.09%
AUM$597M$789.1B
Dividend Yield2.80%1.01%
Holdings284505
YTD Return+0.94%+13.10%
1Y Return-+22.80%
3Y Return (annualized)-+20.98%
5Y Return (annualized)-+13.20%
Volatility (annualized)-15.3%
Max Drawdown-3.1%-56.5%
Fund FamilyFranklin Templeton Investments (US)State Street Investment Management
CategoryFixed IncomeEquity
InceptionSep 2, 1983Jan 22, 1993

FTNY vs SPY Performance

Franklin New York Municipal Income ETF (FTNY) is a ETF from Franklin Templeton Investments (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, FTNY is up 0.94% versus a gain of 13.10% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.1% for FTNY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FTNY charges 0.36% per year while SPY charges 0.09%. On a $10,000 position that is $36 vs $9 annually, a gap of $27 per year that compounds over a long holding period. On income, FTNY currently yields 2.80% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

FTNY and SPY share 0 holdings out of 590 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FTNY or SPY?

FTNY has an expense ratio of 0.36% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

What is the holdings overlap between FTNY and SPY?

FTNY and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 590 unique securities.

Which pays a higher dividend, FTNY or SPY?

FTNY yields 2.80% while SPY yields 1.01%, so FTNY currently pays the higher dividend yield.

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