FTMN vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricFTMNSPYWinner
Expense Ratio0.35%0.09%
AUM$197M$789.1B
Dividend Yield2.16%1.01%
Holdings175505
YTD Return+0.19%+13.50%
1Y Return-+23.56%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+13.46%
Volatility (annualized)-15.3%
Max Drawdown-3.1%-56.5%
Fund FamilyFranklin Templeton Investments (US)State Street Investment Management
CategoryFixed IncomeEquity
InceptionOct 23, 1989Jan 22, 1993

FTMN vs SPY Performance

Franklin Minnesota Municipal Income ETF (FTMN) is a ETF from Franklin Templeton Investments (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, FTMN is up 0.19% versus a gain of 13.50% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.1% for FTMN and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FTMN charges 0.35% per year while SPY charges 0.09%. On a $10,000 position that is $35 vs $9 annually, a gap of $26 per year that compounds over a long holding period. On income, FTMN currently yields 2.16% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

FTMN and SPY share 0 holdings out of 521 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FTMN or SPY?

FTMN has an expense ratio of 0.35% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

What is the holdings overlap between FTMN and SPY?

FTMN and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 521 unique securities.

Which pays a higher dividend, FTMN or SPY?

FTMN yields 2.16% while SPY yields 1.01%, so FTMN currently pays the higher dividend yield.

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