FSKAX vs VTSAX
FSKAX vs VTSAX
Fidelity Total Market Index Fund vs Vanguard Total Stock Market Index Fund Admiral Shares
Quick Verdict
FSKAX has a lower expense ratio. FSKAX delivered stronger 1-year returns. FSKAX offers more diversification with 3687 holdings.
Side-by-Side Comparison
| Metric | FSKAX | VTSAX | Winner |
|---|---|---|---|
| Expense Ratio | 0.02% | 0.04% | |
| AUM | $99.4B | $489.0B | |
| Dividend Yield | 0.94% | 1.04% | |
| Holdings | 3,773 | 3,543 | |
| YTD Return | +11.73% | +11.15% | |
| 1Y Return | +20.42% | +20.40% | |
| 3Y Return (annualized) | +19.01% | +18.85% | |
| 5Y Return (annualized) | +10.51% | +10.36% | |
| Volatility (annualized) | 16.1% | 16.4% | |
| Max Drawdown | -26.0% | -26.3% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 8, 2011 | Nov 13, 2000 |
FSKAX vs VTSAX Performance
Fidelity Total Market Index Fund (FSKAX) is a mutual fund from Fidelity Investments (US) and Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) is a mutual fund from Vanguard (US). Over the past year FSKAX returned +20.42% while VTSAX returned +20.40%. Year to date, FSKAX is up 11.73% versus a gain of 11.15% for VTSAX.
Over three years, FSKAX compounded at +19.01% per year against +18.85% for VTSAX; over five years the annualized figures are +10.51% and +10.36% respectively. Across the full 5-year window we track, FSKAX has the edge at +10.51% annualized vs +10.36%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTSAX has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 16.1% for FSKAX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.0% for FSKAX and -26.3% for VTSAX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FSKAX charges 0.02% per year while VTSAX charges 0.04%. On a $10,000 position that is $2 vs $4 annually, a gap of $2 per year that compounds over a long holding period. On income, FSKAX currently yields 0.94% against 1.04% for VTSAX.
Holdings Overlap
FSKAX and VTSAX share 2594 holdings out of 3821 unique holdings combined, representing a 81.3% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in FSKAX | Weight in VTSAX | Difference |
|---|---|---|---|
| NVDA | 6.46% | 6.32% | 0.14% |
| AAPL | 5.85% | 5.84% | 0.01% |
| MSFT | 4.38% | 3.81% | 0.57% |
| AMZN | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| BRK.B | Pro | Pro | Pro |
See all 10 holdings FSKAX shares with VTSAX Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FSKAX or VTSAX?
FSKAX has an expense ratio of 0.02% while VTSAX charges 0.04%. FSKAX is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, FSKAX or VTSAX?
Over the past year FSKAX returned +20.42% vs +20.40% for VTSAX, so FSKAX leads on 1-year performance. Over the longest common window we track (5 years), FSKAX annualized +10.51% vs +10.36% for VTSAX. Past performance does not guarantee future results.
Which is riskier, FSKAX or VTSAX?
VTSAX has been the more volatile fund at 16.4% annualized versus 16.1% for FSKAX. Worst drawdown: FSKAX -26.0% vs VTSAX -26.3%.
Should I hold both FSKAX and VTSAX?
FSKAX and VTSAX have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between FSKAX and VTSAX?
FSKAX and VTSAX share 2594 common holdings with a 81.3% weight overlap. Combined, they hold 3821 unique securities.
Which pays a higher dividend, FSKAX or VTSAX?
FSKAX yields 0.94% while VTSAX yields 1.04%, so VTSAX currently pays the higher dividend yield.
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