FSBD vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricFSBDVOOWinner
Expense Ratio0.36%0.03%
AUM$13M$979.0B
Dividend Yield4.25%1.09%
Holdings526509
YTD Return+4.99%+9.95%
1Y Return+5.11%+19.58%
3Y Return (annualized)+5.29%+19.43%
5Y Return (annualized)-+12.89%
Volatility (annualized)7.0%14.2%
Max Drawdown-9.6%-34.3%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionApr 19, 2022Sep 7, 2010

FSBD vs VOO Performance

Fidelity Sustainable Core Plus Bond ETF (FSBD) is a ETF from Fidelity Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FSBD returned +5.11% while VOO returned +19.58%. Year to date, FSBD is up 4.99% versus a gain of 9.95% for VOO.

Over three years, FSBD compounded at +5.29% per year against +19.43% for VOO. Across the full 4-year window we track, VOO has the edge at +13.35% annualized vs +2.56%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 7.0% for FSBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.6% for FSBD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FSBD charges 0.36% per year while VOO charges 0.03%. On a $10,000 position that is $36 vs $3 annually, a gap of $33 per year that compounds over a long holding period. On income, FSBD currently yields 4.25% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

FSBD and VOO share 0 holdings out of 1005 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FSBD or VOO?

FSBD has an expense ratio of 0.36% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $33 per year of difference.

Which performed better, FSBD or VOO?

Over the past year FSBD returned +5.11% vs +19.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), FSBD annualized +2.56% vs +13.35% for VOO. Past performance does not guarantee future results.

Which is riskier, FSBD or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 7.0% for FSBD. Worst drawdown: FSBD -9.6% vs VOO -34.3%.

Should I hold both FSBD and VOO?

FSBD and VOO have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FSBD and VOO?

FSBD and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1005 unique securities.

Which pays a higher dividend, FSBD or VOO?

FSBD yields 4.25% while VOO yields 1.09%, so FSBD currently pays the higher dividend yield.

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