FNDE vs VOO

Quick Verdict

VOO has a lower expense ratio. FNDE delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: FNDEMore Diversified: VOO

Side-by-Side Comparison

MetricFNDEVOOWinner
Expense Ratio0.39%0.03%
AUM$9.6B$979.0B
Dividend Yield3.78%1.09%
Holdings398509
YTD Return+13.26%+13.31%
1Y Return+28.51%+24.01%
3Y Return (annualized)+20.16%+21.17%
5Y Return (annualized)+10.56%+13.34%
Volatility (annualized)17.6%14.1%
Max Drawdown-45.4%-34.3%
Fund FamilyCharles Schwab Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionAug 15, 2013Sep 7, 2010

FNDE vs VOO Performance

Schwab Fundamental Emerging Markets Equity ETF (FNDE) is a ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FNDE returned +28.51% while VOO returned +24.01%. Year to date, FNDE is up 13.26% versus a gain of 13.31% for VOO.

Over three years, FNDE compounded at +20.16% per year against +21.17% for VOO; over five years the annualized figures are +10.56% and +13.34% respectively. Across the full 13-year window we track, VOO has the edge at +13.55% annualized vs +5.88%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FNDE has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -45.4% for FNDE and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FNDE charges 0.39% per year while VOO charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, FNDE currently yields 3.78% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

FNDE and VOO share 0 holdings out of 871 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FNDE or VOO?

FNDE has an expense ratio of 0.39% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, FNDE or VOO?

Over the past year FNDE returned +28.51% vs +24.01% for VOO, so FNDE leads on 1-year performance. Over the longest common window we track (13 years), FNDE annualized +5.88% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, FNDE or VOO?

FNDE has been the more volatile fund at 17.6% annualized versus 14.1% for VOO. Worst drawdown: FNDE -45.4% vs VOO -34.3%.

Should I hold both FNDE and VOO?

FNDE and VOO have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FNDE and VOO?

FNDE and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 871 unique securities.

Which pays a higher dividend, FNDE or VOO?

FNDE yields 3.78% while VOO yields 1.09%, so FNDE currently pays the higher dividend yield.

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