FLHY vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricFLHYIVVWinner
Expense Ratio0.40%0.03%
AUM$1.2B$865.2B
Dividend Yield6.53%1.09%
Holdings263508
YTD Return-1.17%+13.52%
1Y Return+1.73%+23.63%
3Y Return (annualized)+7.37%+21.26%
5Y Return (annualized)+3.67%+13.52%
Volatility (annualized)8.2%15.1%
Max Drawdown-22.6%-56.5%
Fund FamilyFranklin Templeton Investments (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionMay 30, 2018May 15, 2000

FLHY vs IVV Performance

Franklin High Yield Corporate ETF (FLHY) is a ETF from Franklin Templeton Investments (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FLHY returned +1.73% while IVV returned +23.63%. Year to date, FLHY is down 1.17% versus a gain of 13.52% for IVV.

Over three years, FLHY compounded at +7.37% per year against +21.26% for IVV; over five years the annualized figures are +3.67% and +13.52% respectively. Across the full 8-year window we track, IVV has the edge at +7.04% annualized vs +5.24%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.2% for FLHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.6% for FLHY and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FLHY charges 0.40% per year while IVV charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, FLHY currently yields 6.53% against 1.09% for IVV.

Holdings Overlap

0.1%overlap

FLHY and IVV share 1 holdings out of 717 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FLHYWeight in IVVDifference
BA0.11%0.25%0.14%

Frequently Asked Questions

Which is cheaper, FLHY or IVV?

FLHY has an expense ratio of 0.40% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, FLHY or IVV?

Over the past year FLHY returned +1.73% vs +23.63% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (8 years), FLHY annualized +5.24% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, FLHY or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 8.2% for FLHY. Worst drawdown: FLHY -22.6% vs IVV -56.5%.

Should I hold both FLHY and IVV?

FLHY and IVV have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLHY and IVV?

FLHY and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 717 unique securities.

Which pays a higher dividend, FLHY or IVV?

FLHY yields 6.53% while IVV yields 1.09%, so FLHY currently pays the higher dividend yield.

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