FLCE vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricFLCEIVVWinner
Expense Ratio0.86%0.03%
AUM$80M$865.2B
Dividend Yield0.31%1.09%
Holdings8508
YTD Return+12.17%+13.80%
1Y Return+21.38%+23.70%
3Y Return (annualized)-+21.49%
5Y Return (annualized)-+13.43%
Volatility (annualized)11.6%15.1%
Max Drawdown-17.5%-56.5%
Fund FamilyFrontier Asset ManagementiShares by BlackRock (US)
CategoryEquityEquity
InceptionDec 19, 2024May 15, 2000

FLCE vs IVV Performance

Frontier Asset US Large Cap Equity ETF (FLCE) is a ETF from Frontier Asset Management and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FLCE returned +21.38% while IVV returned +23.70%. Year to date, FLCE is up 12.17% versus a gain of 13.80% for IVV.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.6% for FLCE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.5% for FLCE and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FLCE charges 0.86% per year while IVV charges 0.03%. On a $10,000 position that is $86 vs $3 annually, a gap of $83 per year that compounds over a long holding period. On income, FLCE currently yields 0.31% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

FLCE and IVV share 0 holdings out of 512 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FLCE or IVV?

FLCE has an expense ratio of 0.86% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $83 per year of difference.

Which performed better, FLCE or IVV?

Over the past year FLCE returned +21.38% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), FLCE annualized +16.15% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, FLCE or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 11.6% for FLCE. Worst drawdown: FLCE -17.5% vs IVV -56.5%.

Should I hold both FLCE and IVV?

FLCE and IVV have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FLCE and IVV?

FLCE and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 512 unique securities.

Which pays a higher dividend, FLCE or IVV?

FLCE yields 0.31% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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