FINT vs VOO

Quick Verdict

VOO has a lower expense ratio. FINT delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: FINTMore Diversified: VOO

Side-by-Side Comparison

MetricFINTVOOWinner
Expense Ratio0.87%0.03%
AUM$76M$979.0B
Dividend Yield1.88%1.09%
Holdings9509
YTD Return+15.68%+13.80%
1Y Return+28.36%+23.71%
3Y Return (annualized)-+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)10.5%14.1%
Max Drawdown-13.6%-34.3%
Fund FamilyFrontier Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionDec 19, 2024Sep 7, 2010

FINT vs VOO Performance

Frontier Asset Total International Equity ETF (FINT) is a ETF from Frontier Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year FINT returned +28.36% while VOO returned +23.71%. Year to date, FINT is up 15.68% versus a gain of 13.80% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 10.5% for FINT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.6% for FINT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FINT charges 0.87% per year while VOO charges 0.03%. On a $10,000 position that is $87 vs $3 annually, a gap of $84 per year that compounds over a long holding period. On income, FINT currently yields 1.88% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

FINT and VOO share 0 holdings out of 513 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FINT or VOO?

FINT has an expense ratio of 0.87% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $84 per year of difference.

Which performed better, FINT or VOO?

Over the past year FINT returned +28.36% vs +23.71% for VOO, so FINT leads on 1-year performance. Over the longest common window we track (2 years), FINT annualized +28.87% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, FINT or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 10.5% for FINT. Worst drawdown: FINT -13.6% vs VOO -34.3%.

Should I hold both FINT and VOO?

FINT and VOO have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FINT and VOO?

FINT and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 513 unique securities.

Which pays a higher dividend, FINT or VOO?

FINT yields 1.88% while VOO yields 1.09%, so FINT currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →