EFIV vs QQQ
EFIV vs QQQ
State Street SPDR S&P 500 ESG ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
EFIV has a lower expense ratio. QQQ delivered stronger 1-year returns. EFIV offers more diversification with 330 holdings.
Side-by-Side Comparison
| Metric | EFIV | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.18% | |
| AUM | $979M | $455.8B | |
| Dividend Yield | 0.96% | 0.41% | |
| Holdings | 333 | 108 | |
| YTD Return | +13.63% | +16.83% | |
| 1Y Return | +26.02% | +26.58% | |
| 3Y Return (annualized) | +21.18% | +24.70% | |
| 5Y Return (annualized) | +14.11% | +14.88% | |
| Volatility (annualized) | 15.8% | 30.6% | |
| Max Drawdown | -24.5% | -83.0% | |
| Fund Family | State Street Investment Management | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jul 27, 2020 | Mar 10, 1999 |
EFIV vs QQQ Performance
State Street SPDR S&P 500 ESG ETF (EFIV) is a ETF from State Street Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year EFIV returned +26.02% while QQQ returned +26.58%. Year to date, EFIV is up 13.63% versus a gain of 16.83% for QQQ.
Over three years, EFIV compounded at +21.18% per year against +24.70% for QQQ; over five years the annualized figures are +14.11% and +14.88% respectively. Across the full 6-year window we track, EFIV has the edge at +17.82% annualized vs +13.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.8% for EFIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for EFIV and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
EFIV charges 0.10% per year while QQQ charges 0.18%. On a $10,000 position that is $10 vs $18 annually, a gap of $8 per year that compounds over a long holding period. On income, EFIV currently yields 0.96% against 0.41% for QQQ.
Holdings Overlap
EFIV and QQQ share 53 holdings out of 380 unique holdings combined, representing a 40.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in EFIV | Weight in QQQ | Difference |
|---|---|---|---|
| NVDA | 11.92% | 7.88% | 4.04% |
| MSFT | 7.23% | 4.65% | 2.58% |
| GOOGL | 5.41% | 3.29% | 2.12% |
| MU | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| INTC | Pro | Pro | Pro |
| WMT | Pro | Pro | Pro |
| AMAT | Pro | Pro | Pro |
| CSCO | Pro | Pro | Pro |
| LRCX | Pro | Pro | Pro |
See all 10 holdings EFIV shares with QQQ Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, EFIV or QQQ?
EFIV has an expense ratio of 0.10% while QQQ charges 0.18%. EFIV is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, EFIV or QQQ?
Over the past year EFIV returned +26.02% vs +26.58% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (6 years), EFIV annualized +17.82% vs +13.06% for QQQ. Past performance does not guarantee future results.
Which is riskier, EFIV or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 15.8% for EFIV. Worst drawdown: EFIV -24.5% vs QQQ -83.0%.
Should I hold both EFIV and QQQ?
EFIV and QQQ have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between EFIV and QQQ?
EFIV and QQQ share 53 common holdings with a 40.7% weight overlap. Combined, they hold 380 unique securities.
Which pays a higher dividend, EFIV or QQQ?
EFIV yields 0.96% while QQQ yields 0.41%, so EFIV currently pays the higher dividend yield.
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