EFG vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricEFGIVVWinner
Expense Ratio0.34%0.03%
AUM$16.3B$865.2B
Dividend Yield2.24%1.09%
Holdings380508
YTD Return+5.99%+11.54%
1Y Return+14.23%+21.48%
3Y Return (annualized)+11.14%+20.86%
5Y Return (annualized)+3.60%+13.02%
Volatility (annualized)16.9%15.1%
Max Drawdown-58.9%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionAug 1, 2005May 15, 2000

EFG vs IVV Performance

iShares MSCI EAFE Growth ETF (EFG) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EFG returned +14.23% while IVV returned +21.48%. Year to date, EFG is up 5.99% versus a gain of 11.54% for IVV.

Over three years, EFG compounded at +11.14% per year against +20.86% for IVV; over five years the annualized figures are +3.60% and +13.02% respectively. Across the full 21-year window we track, IVV has the edge at +6.97% annualized vs +6.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFG has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.9% for EFG and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EFG charges 0.34% per year while IVV charges 0.03%. On a $10,000 position that is $34 vs $3 annually, a gap of $31 per year that compounds over a long holding period. On income, EFG currently yields 2.24% against 1.09% for IVV.

Holdings Overlap

0.1%overlap

EFG and IVV share 3 holdings out of 859 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EFGWeight in IVVDifference
DG0.60%0.04%0.56%
IRM0.20%0.06%0.14%
XTSLA0.04%0.15%0.11%

Frequently Asked Questions

Which is cheaper, EFG or IVV?

EFG has an expense ratio of 0.34% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, EFG or IVV?

Over the past year EFG returned +14.23% vs +21.48% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (21 years), EFG annualized +6.13% vs +6.97% for IVV. Past performance does not guarantee future results.

Which is riskier, EFG or IVV?

EFG has been the more volatile fund at 16.9% annualized versus 15.1% for IVV. Worst drawdown: EFG -58.9% vs IVV -56.5%.

Should I hold both EFG and IVV?

EFG and IVV have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EFG and IVV?

EFG and IVV share 3 common holdings with a 0.1% weight overlap. Combined, they hold 859 unique securities.

Which pays a higher dividend, EFG or IVV?

EFG yields 2.24% while IVV yields 1.09%, so EFG currently pays the higher dividend yield.

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