DYFI vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricDYFIQQQWinner
Expense Ratio1.12%0.18%
AUM$56M$455.8B
Dividend Yield4.61%0.41%
Holdings17108
YTD Return+0.11%+16.83%
1Y Return+2.03%+26.58%
3Y Return (annualized)-+24.70%
5Y Return (annualized)-+14.88%
Volatility (annualized)3.0%30.6%
Max Drawdown-4.5%-83.0%
Fund FamilyIDX FundsInvesco (US)
CategoryFixed IncomeEquity
InceptionJan 10, 2024Mar 10, 1999

DYFI vs QQQ Performance

IDX Dynamic Fixed Income ETF (DYFI) is a ETF from IDX Funds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year DYFI returned +2.03% while QQQ returned +26.58%. Year to date, DYFI is up 0.11% versus a gain of 16.83% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 3.0% for DYFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.5% for DYFI and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DYFI charges 1.12% per year while QQQ charges 0.18%. On a $10,000 position that is $112 vs $18 annually, a gap of $94 per year that compounds over a long holding period. On income, DYFI currently yields 4.61% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

DYFI and QQQ share 0 holdings out of 114 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DYFI or QQQ?

DYFI has an expense ratio of 1.12% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

Which performed better, DYFI or QQQ?

Over the past year DYFI returned +2.03% vs +26.58% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), DYFI annualized +1.09% vs +13.06% for QQQ. Past performance does not guarantee future results.

Which is riskier, DYFI or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 3.0% for DYFI. Worst drawdown: DYFI -4.5% vs QQQ -83.0%.

Should I hold both DYFI and QQQ?

DYFI and QQQ have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DYFI and QQQ?

DYFI and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 114 unique securities.

Which pays a higher dividend, DYFI or QQQ?

DYFI yields 4.61% while QQQ yields 0.41%, so DYFI currently pays the higher dividend yield.

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