DMBS vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricDMBSVYMWinner
Expense Ratio0.39%0.04%
AUM$699M$79.0B
Dividend Yield5.09%2.86%
Holdings194568
YTD Return+0.22%+15.57%
1Y Return+3.22%+25.99%
3Y Return (annualized)+4.75%+18.02%
5Y Return (annualized)-+12.71%
Volatility (annualized)5.8%14.6%
Max Drawdown-8.1%-58.8%
Fund FamilyDoubleLine FundsVanguard (US)
CategoryFixed IncomeEquity
InceptionMar 31, 2023Nov 10, 2006

DMBS vs VYM Performance

DoubleLine Mortgage ETF (DMBS) is a ETF from DoubleLine Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year DMBS returned +3.22% while VYM returned +25.99%. Year to date, DMBS is up 0.22% versus a gain of 15.57% for VYM.

Over three years, DMBS compounded at +4.75% per year against +18.02% for VYM. Across the full 3-year window we track, VYM has the edge at +7.07% annualized vs +3.54%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.8% for DMBS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.1% for DMBS and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DMBS charges 0.39% per year while VYM charges 0.04%. On a $10,000 position that is $39 vs $4 annually, a gap of $35 per year that compounds over a long holding period. On income, DMBS currently yields 5.09% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

DMBS and VYM share 0 holdings out of 597 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DMBS or VYM?

DMBS has an expense ratio of 0.39% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $35 per year of difference.

Which performed better, DMBS or VYM?

Over the past year DMBS returned +3.22% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), DMBS annualized +3.54% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, DMBS or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 5.8% for DMBS. Worst drawdown: DMBS -8.1% vs VYM -58.8%.

Should I hold both DMBS and VYM?

DMBS and VYM have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DMBS and VYM?

DMBS and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 597 unique securities.

Which pays a higher dividend, DMBS or VYM?

DMBS yields 5.09% while VYM yields 2.86%, so DMBS currently pays the higher dividend yield.

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