CPLS vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricCPLSIVVWinner
Expense Ratio0.30%0.03%
AUM$211M$865.2B
Dividend Yield4.70%1.09%
Holdings810508
YTD Return-0.75%+13.13%
1Y Return+1.49%+22.90%
3Y Return (annualized)-+21.08%
5Y Return (annualized)-+13.27%
Volatility (annualized)4.2%15.1%
Max Drawdown-4.1%-56.5%
Fund FamilyAllianceBernstein L.P.iShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionDec 13, 2023May 15, 2000

CPLS vs IVV Performance

AB Core Plus Bond ETF (CPLS) is a ETF from AllianceBernstein L.P. and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CPLS returned +1.49% while IVV returned +22.90%. Year to date, CPLS is down 0.75% versus a gain of 13.13% for IVV.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.2% for CPLS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.1% for CPLS and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CPLS charges 0.30% per year while IVV charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, CPLS currently yields 4.70% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

CPLS and IVV share 0 holdings out of 905 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CPLS or IVV?

CPLS has an expense ratio of 0.30% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, CPLS or IVV?

Over the past year CPLS returned +1.49% vs +22.90% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (3 years), CPLS annualized +3.57% vs +7.02% for IVV. Past performance does not guarantee future results.

Which is riskier, CPLS or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 4.2% for CPLS. Worst drawdown: CPLS -4.1% vs IVV -56.5%.

Should I hold both CPLS and IVV?

CPLS and IVV have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CPLS and IVV?

CPLS and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 905 unique securities.

Which pays a higher dividend, CPLS or IVV?

CPLS yields 4.70% while IVV yields 1.09%, so CPLS currently pays the higher dividend yield.

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