CPAG vs IVV
CPAG vs IVV
F/m Compoundr US Aggregate Bond ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | CPAG | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.31% | 0.03% | |
| AUM | $145M | $865.2B | |
| Dividend Yield | 0.00% | 1.09% | |
| Holdings | 2 | 508 | |
| YTD Return | -0.33% | +13.52% | |
| 1Y Return | +1.84% | +23.63% | |
| 3Y Return (annualized) | - | +21.26% | |
| 5Y Return (annualized) | - | +13.52% | |
| Volatility (annualized) | 3.2% | 15.1% | |
| Max Drawdown | -2.8% | -56.5% | |
| Fund Family | F-m investments | iShares by BlackRock (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 12, 2025 | May 15, 2000 |
CPAG vs IVV Performance
F/m Compoundr US Aggregate Bond ETF (CPAG) is a ETF from F-m investments and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CPAG returned +1.84% while IVV returned +23.63%. Year to date, CPAG is down 0.33% versus a gain of 13.52% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.2% for CPAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.8% for CPAG and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CPAG charges 0.31% per year while IVV charges 0.03%. On a $10,000 position that is $31 vs $3 annually, a gap of $28 per year that compounds over a long holding period. On income, CPAG currently yields 0.00% against 1.09% for IVV.
Holdings Overlap
CPAG and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CPAG or IVV?
CPAG has an expense ratio of 0.31% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $28 per year of difference.
Which performed better, CPAG or IVV?
Over the past year CPAG returned +1.84% vs +23.63% for IVV, so IVV leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, CPAG or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 3.2% for CPAG. Worst drawdown: CPAG -2.8% vs IVV -56.5%.
Should I hold both CPAG and IVV?
CPAG and IVV have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CPAG and IVV?
CPAG and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, CPAG or IVV?
CPAG yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.
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