CLOA vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricCLOAQQQWinner
Expense Ratio0.20%0.18%
AUM$2.2B$455.8B
Dividend Yield4.95%0.41%
Holdings433108
YTD Return+2.75%+12.48%
1Y Return+5.19%+22.35%
3Y Return (annualized)+7.75%+22.30%
5Y Return (annualized)-+14.24%
Volatility (annualized)1.2%30.6%
Max Drawdown-1.3%-83.0%
Fund FamilyBlackRock, Inc. (US)Invesco (US)
CategoryFixed IncomeEquity
InceptionJan 10, 2023Mar 10, 1999

CLOA vs QQQ Performance

iShares AAA CLO Active ETF (CLOA) is a ETF from BlackRock, Inc. (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year CLOA returned +5.19% while QQQ returned +22.35%. Year to date, CLOA is up 2.75% versus a gain of 12.48% for QQQ.

Over three years, CLOA compounded at +7.75% per year against +22.30% for QQQ. Across the full 4-year window we track, QQQ has the edge at +12.91% annualized vs +7.93%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 1.2% for CLOA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.3% for CLOA and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CLOA charges 0.20% per year while QQQ charges 0.18%. On a $10,000 position that is $20 vs $18 annually, a gap of $2 per year that compounds over a long holding period. On income, CLOA currently yields 4.95% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

CLOA and QQQ share 0 holdings out of 143 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CLOA or QQQ?

CLOA has an expense ratio of 0.20% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, CLOA or QQQ?

Over the past year CLOA returned +5.19% vs +22.35% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), CLOA annualized +7.93% vs +12.91% for QQQ. Past performance does not guarantee future results.

Which is riskier, CLOA or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 1.2% for CLOA. Worst drawdown: CLOA -1.3% vs QQQ -83.0%.

Should I hold both CLOA and QQQ?

CLOA and QQQ have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CLOA and QQQ?

CLOA and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 143 unique securities.

Which pays a higher dividend, CLOA or QQQ?

CLOA yields 4.95% while QQQ yields 0.41%, so CLOA currently pays the higher dividend yield.

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