CGUI vs VOO
CGUI vs VOO
Capital Group Ultra Short Income ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | CGUI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.03% | |
| AUM | $318M | $979.0B | |
| Dividend Yield | 3.83% | 1.09% | |
| Holdings | 330 | 509 | |
| YTD Return | +2.08% | +13.31% | |
| 1Y Return | +3.87% | +24.01% | |
| 3Y Return (annualized) | - | +21.17% | |
| 5Y Return (annualized) | - | +13.34% | |
| Volatility (annualized) | 0.5% | 14.1% | |
| Max Drawdown | -0.2% | -34.3% | |
| Fund Family | Capital Group (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 25, 2024 | Sep 7, 2010 |
CGUI vs VOO Performance
Capital Group Ultra Short Income ETF (CGUI) is a ETF from Capital Group (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year CGUI returned +3.87% while VOO returned +24.01%. Year to date, CGUI is up 2.08% versus a gain of 13.31% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 0.5% for CGUI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.2% for CGUI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.25. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CGUI charges 0.18% per year while VOO charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, CGUI currently yields 3.83% against 1.09% for VOO.
Holdings Overlap
CGUI and VOO share 0 holdings out of 675 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CGUI or VOO?
CGUI has an expense ratio of 0.18% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, CGUI or VOO?
Over the past year CGUI returned +3.87% vs +24.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), CGUI annualized +4.83% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, CGUI or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 0.5% for CGUI. Worst drawdown: CGUI -0.2% vs VOO -34.3%.
Should I hold both CGUI and VOO?
CGUI and VOO have a monthly-return correlation of 0.25, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CGUI and VOO?
CGUI and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 675 unique securities.
Which pays a higher dividend, CGUI or VOO?
CGUI yields 3.83% while VOO yields 1.09%, so CGUI currently pays the higher dividend yield.
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