BNDX vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. BNDX offers more diversification with 1269 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: BNDX

Side-by-Side Comparison

MetricBNDXVOOWinner
Expense Ratio0.07%0.03%
AUM$83.0B$979.0B
Dividend Yield4.45%1.09%
Holdings13,626509
YTD Return+0.66%+13.53%
1Y Return+1.14%+23.65%
3Y Return (annualized)+4.21%+21.27%
5Y Return (annualized)-0.04%+13.52%
Volatility (annualized)4.1%14.1%
Max Drawdown-17.2%-34.3%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMay 31, 2013Sep 7, 2010

BNDX vs VOO Performance

Vanguard Total International Bond ETF (BNDX) is a ETF from Vanguard (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BNDX returned +1.14% while VOO returned +23.65%. Year to date, BNDX is up 0.66% versus a gain of 13.53% for VOO.

Over three years, BNDX compounded at +4.21% per year against +21.27% for VOO; over five years the annualized figures are -0.04% and +13.52% respectively. Across the full 13-year window we track, VOO has the edge at +13.57% annualized vs +1.10%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.1% for BNDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for BNDX and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BNDX charges 0.07% per year while VOO charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, BNDX currently yields 4.45% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

BNDX and VOO share 0 holdings out of 1774 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BNDX or VOO?

BNDX has an expense ratio of 0.07% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, BNDX or VOO?

Over the past year BNDX returned +1.14% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (13 years), BNDX annualized +1.10% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, BNDX or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 4.1% for BNDX. Worst drawdown: BNDX -17.2% vs VOO -34.3%.

Should I hold both BNDX and VOO?

BNDX and VOO have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BNDX and VOO?

BNDX and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1774 unique securities.

Which pays a higher dividend, BNDX or VOO?

BNDX yields 4.45% while VOO yields 1.09%, so BNDX currently pays the higher dividend yield.

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