BNDP vs SPY

Quick Verdict

BNDP has a lower expense ratio. BNDP offers more diversification with 3182 holdings.

Lower Fees: BNDPHigher Returns: TiedMore Diversified: BNDP

Side-by-Side Comparison

MetricBNDPSPYWinner
Expense Ratio0.05%0.09%
AUM$128M$789.1B
Dividend Yield2.06%1.01%
Holdings5,239505
YTD Return-0.18%+13.50%
1Y Return-+23.56%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+13.46%
Volatility (annualized)-15.3%
Max Drawdown-2.6%-56.5%
Fund FamilyVanguard (US)State Street Investment Management
CategoryFixed IncomeEquity
InceptionDec 2, 2025Jan 22, 1993

BNDP vs SPY Performance

Vanguard Core-Plus Bond Index ETF (BNDP) is a ETF from Vanguard (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, BNDP is down 0.18% versus a gain of 13.50% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.6% for BNDP and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BNDP charges 0.05% per year while SPY charges 0.09%. On a $10,000 position that is $5 vs $9 annually, a gap of $4 per year that compounds over a long holding period. On income, BNDP currently yields 2.06% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

BNDP and SPY share 2 holdings out of 3683 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BNDPWeight in SPYDifference
LRCX0.00%0.68%0.68%
CNP0.00%0.04%0.04%

Frequently Asked Questions

Which is cheaper, BNDP or SPY?

BNDP has an expense ratio of 0.05% while SPY charges 0.09%. BNDP is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

What is the holdings overlap between BNDP and SPY?

BNDP and SPY share 2 common holdings with a 0.0% weight overlap. Combined, they hold 3683 unique securities.

Which pays a higher dividend, BNDP or SPY?

BNDP yields 2.06% while SPY yields 1.01%, so BNDP currently pays the higher dividend yield.

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