BNDI vs VXUS
BNDI vs VXUS
NEOS Enhanced Income Aggregate Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.
Side-by-Side Comparison
| Metric | BNDI | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.58% | 0.05% | |
| AUM | $185M | $156.5B | |
| Dividend Yield | 5.81% | 2.60% | |
| Holdings | 9 | 8,747 | |
| YTD Return | +1.33% | +13.57% | |
| 1Y Return | +4.31% | +28.78% | |
| 3Y Return (annualized) | +5.12% | +18.63% | |
| 5Y Return (annualized) | - | +9.05% | |
| Volatility (annualized) | 6.3% | 15.1% | |
| Max Drawdown | -7.0% | -39.9% | |
| Fund Family | NEOS | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 30, 2022 | Jan 26, 2011 |
BNDI vs VXUS Performance
NEOS Enhanced Income Aggregate Bond ETF (BNDI) is a ETF from NEOS and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year BNDI returned +4.31% while VXUS returned +28.78%. Year to date, BNDI is up 1.33% versus a gain of 13.57% for VXUS.
Over three years, BNDI compounded at +5.12% per year against +18.63% for VXUS. Across the full 4-year window we track, VXUS has the edge at +4.80% annualized vs +3.81%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.3% for BNDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.0% for BNDI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BNDI charges 0.58% per year while VXUS charges 0.05%. On a $10,000 position that is $58 vs $5 annually, a gap of $53 per year that compounds over a long holding period. On income, BNDI currently yields 5.81% against 2.60% for VXUS.
Holdings Overlap
BNDI and VXUS share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BNDI or VXUS?
BNDI has an expense ratio of 0.58% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, BNDI or VXUS?
Over the past year BNDI returned +4.31% vs +28.78% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), BNDI annualized +3.81% vs +4.80% for VXUS. Past performance does not guarantee future results.
Which is riskier, BNDI or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 6.3% for BNDI. Worst drawdown: BNDI -7.0% vs VXUS -39.9%.
Should I hold both BNDI and VXUS?
BNDI and VXUS have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BNDI and VXUS?
BNDI and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.
Which pays a higher dividend, BNDI or VXUS?
BNDI yields 5.81% while VXUS yields 2.60%, so BNDI currently pays the higher dividend yield.
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