BIT vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. BIT offers more diversification with 955 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: BIT

Side-by-Side Comparison

MetricBITVOOWinner
Expense Ratio4.26%0.03%
AUM$746M$979.0B
Dividend Yield11.16%1.09%
Holdings1,589509
YTD Return+0.33%+13.31%
1Y Return-6.79%+24.01%
3Y Return (annualized)+3.89%+21.17%
5Y Return (annualized)+1.65%+13.34%
Volatility (annualized)13.1%14.1%
Max Drawdown-53.3%-34.3%
Fund FamilyBlackRock, Inc. (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 25, 2013Sep 7, 2010

BIT vs VOO Performance

BlackRock Multi-Sector Income Trust (BIT) is a ETF from BlackRock, Inc. (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BIT returned -6.79% while VOO returned +24.01%. Year to date, BIT is up 0.33% versus a gain of 13.31% for VOO.

Over three years, BIT compounded at +3.89% per year against +21.17% for VOO; over five years the annualized figures are +1.65% and +13.34% respectively. Across the full 13-year window we track, VOO has the edge at +13.55% annualized vs +0.41%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.1% for BIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -53.3% for BIT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BIT charges 4.26% per year while VOO charges 0.03%. On a $10,000 position that is $426 vs $3 annually, a gap of $423 per year that compounds over a long holding period. On income, BIT currently yields 11.16% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

BIT and VOO share 0 holdings out of 1460 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BIT or VOO?

BIT has an expense ratio of 4.26% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $423 per year of difference.

Which performed better, BIT or VOO?

Over the past year BIT returned -6.79% vs +24.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (13 years), BIT annualized +0.41% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, BIT or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 13.1% for BIT. Worst drawdown: BIT -53.3% vs VOO -34.3%.

Should I hold both BIT and VOO?

BIT and VOO have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BIT and VOO?

BIT and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1460 unique securities.

Which pays a higher dividend, BIT or VOO?

BIT yields 11.16% while VOO yields 1.09%, so BIT currently pays the higher dividend yield.

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