BINC vs VOO
BINC vs VOO
iShares Flexible Income Active ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | BINC | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.03% | |
| AUM | $16.1B | $979.0B | |
| Dividend Yield | 5.84% | 1.09% | |
| Holdings | 4,738 | 509 | |
| YTD Return | +1.09% | +9.95% | |
| 1Y Return | +4.44% | +19.58% | |
| 3Y Return (annualized) | +6.68% | +19.43% | |
| 5Y Return (annualized) | - | +12.89% | |
| Volatility (annualized) | 3.2% | 14.2% | |
| Max Drawdown | -2.7% | -34.3% | |
| Fund Family | BlackRock, Inc. (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 19, 2023 | Sep 7, 2010 |
BINC vs VOO Performance
iShares Flexible Income Active ETF (BINC) is a ETF from BlackRock, Inc. (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year BINC returned +4.44% while VOO returned +19.58%. Year to date, BINC is up 1.09% versus a gain of 9.95% for VOO.
Over three years, BINC compounded at +6.68% per year against +19.43% for VOO. Across the full 3-year window we track, VOO has the edge at +13.35% annualized vs +6.75%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 3.2% for BINC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.7% for BINC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BINC charges 0.40% per year while VOO charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, BINC currently yields 5.84% against 1.09% for VOO.
Holdings Overlap
BINC and VOO share 0 holdings out of 861 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BINC or VOO?
BINC has an expense ratio of 0.40% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
Which performed better, BINC or VOO?
Over the past year BINC returned +4.44% vs +19.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), BINC annualized +6.75% vs +13.35% for VOO. Past performance does not guarantee future results.
Which is riskier, BINC or VOO?
VOO has been the more volatile fund at 14.2% annualized versus 3.2% for BINC. Worst drawdown: BINC -2.7% vs VOO -34.3%.
Should I hold both BINC and VOO?
BINC and VOO have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BINC and VOO?
BINC and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 861 unique securities.
Which pays a higher dividend, BINC or VOO?
BINC yields 5.84% while VOO yields 1.09%, so BINC currently pays the higher dividend yield.
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