BGRN vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricBGRNSPYWinner
Expense Ratio0.20%0.09%
AUM$501M$789.1B
Dividend Yield4.28%1.01%
Holdings322505
YTD Return+0.09%+13.79%
1Y Return+2.34%+23.66%
3Y Return (annualized)+4.89%+21.40%
5Y Return (annualized)+0.16%+13.37%
Volatility (annualized)5.5%15.3%
Max Drawdown-19.2%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryFixed IncomeEquity
InceptionNov 13, 2018Jan 22, 1993

BGRN vs SPY Performance

iShares USD Green Bond ETF (BGRN) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BGRN returned +2.34% while SPY returned +23.66%. Year to date, BGRN is up 0.09% versus a gain of 13.79% for SPY.

Over three years, BGRN compounded at +4.89% per year against +21.40% for SPY; over five years the annualized figures are +0.16% and +13.37% respectively. Across the full 8-year window we track, SPY has the edge at +8.85% annualized vs +1.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.5% for BGRN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.2% for BGRN and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BGRN charges 0.20% per year while SPY charges 0.09%. On a $10,000 position that is $20 vs $9 annually, a gap of $11 per year that compounds over a long holding period. On income, BGRN currently yields 4.28% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

BGRN and SPY share 0 holdings out of 715 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BGRN or SPY?

BGRN has an expense ratio of 0.20% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, BGRN or SPY?

Over the past year BGRN returned +2.34% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (8 years), BGRN annualized +1.48% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, BGRN or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 5.5% for BGRN. Worst drawdown: BGRN -19.2% vs SPY -56.5%.

Should I hold both BGRN and SPY?

BGRN and SPY have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BGRN and SPY?

BGRN and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 715 unique securities.

Which pays a higher dividend, BGRN or SPY?

BGRN yields 4.28% while SPY yields 1.01%, so BGRN currently pays the higher dividend yield.

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