BBCB vs SPY

Quick Verdict

BBCB has a lower expense ratio. SPY delivered stronger 1-year returns. BBCB offers more diversification with 1138 holdings.

Lower Fees: BBCBHigher Returns: SPYMore Diversified: BBCB

Side-by-Side Comparison

MetricBBCBSPYWinner
Expense Ratio0.04%0.09%
AUM$46M$789.1B
Dividend Yield4.98%1.01%
Holdings1,290505
YTD Return+0.51%+13.79%
1Y Return+2.74%+23.66%
3Y Return (annualized)+5.24%+21.40%
5Y Return (annualized)+0.02%+13.37%
Volatility (annualized)7.8%15.3%
Max Drawdown-23.9%-56.5%
Fund FamilyJ.P. Morgan Asset ManagementState Street Investment Management
CategoryFixed IncomeEquity
InceptionDec 12, 2018Jan 22, 1993

BBCB vs SPY Performance

JPMorgan BetaBuilders USD Investment Grade Corporate Bond ETF (BBCB) is a ETF from J.P. Morgan Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year BBCB returned +2.74% while SPY returned +23.66%. Year to date, BBCB is up 0.51% versus a gain of 13.79% for SPY.

Over three years, BBCB compounded at +5.24% per year against +21.40% for SPY; over five years the annualized figures are +0.02% and +13.37% respectively. Across the full 8-year window we track, SPY has the edge at +8.85% annualized vs +1.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.8% for BBCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.9% for BBCB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBCB charges 0.04% per year while SPY charges 0.09%. On a $10,000 position that is $4 vs $9 annually, a gap of $5 per year that compounds over a long holding period. On income, BBCB currently yields 4.98% against 1.01% for SPY.

Holdings Overlap

0.1%overlap

BBCB and SPY share 1 holdings out of 1640 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BBCBWeight in SPYDifference
DUK0.12%0.15%0.03%

Frequently Asked Questions

Which is cheaper, BBCB or SPY?

BBCB has an expense ratio of 0.04% while SPY charges 0.09%. BBCB is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, BBCB or SPY?

Over the past year BBCB returned +2.74% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (8 years), BBCB annualized +1.63% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, BBCB or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 7.8% for BBCB. Worst drawdown: BBCB -23.9% vs SPY -56.5%.

Should I hold both BBCB and SPY?

BBCB and SPY have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBCB and SPY?

BBCB and SPY share 1 common holdings with a 0.1% weight overlap. Combined, they hold 1640 unique securities.

Which pays a higher dividend, BBCB or SPY?

BBCB yields 4.98% while SPY yields 1.01%, so BBCB currently pays the higher dividend yield.

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