APCB vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. APCB offers more diversification with 826 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: APCB

Side-by-Side Comparison

MetricAPCBQQQWinner
Expense Ratio0.36%0.18%
AUM$1.0B$455.8B
Dividend Yield4.34%0.41%
Holdings1,457108
YTD Return-0.52%+14.45%
1Y Return+1.64%+24.70%
3Y Return (annualized)+3.48%+24.19%
5Y Return (annualized)-+14.49%
Volatility (annualized)5.1%30.6%
Max Drawdown-6.4%-83.0%
Fund FamilyEnvestnet Asset ManagementInvesco (US)
CategoryFixed IncomeEquity
InceptionMay 3, 2023Mar 10, 1999

APCB vs QQQ Performance

ActivePassive Core Bond ETF (APCB) is a ETF from Envestnet Asset Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year APCB returned +1.64% while QQQ returned +24.70%. Year to date, APCB is down 0.52% versus a gain of 14.45% for QQQ.

Over three years, APCB compounded at +3.48% per year against +24.19% for QQQ. Across the full 3-year window we track, QQQ has the edge at +12.98% annualized vs +2.43%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.1% for APCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.4% for APCB and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

APCB charges 0.36% per year while QQQ charges 0.18%. On a $10,000 position that is $36 vs $18 annually, a gap of $18 per year that compounds over a long holding period. On income, APCB currently yields 4.34% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

APCB and QQQ share 0 holdings out of 929 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, APCB or QQQ?

APCB has an expense ratio of 0.36% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $18 per year of difference.

Which performed better, APCB or QQQ?

Over the past year APCB returned +1.64% vs +24.70% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), APCB annualized +2.43% vs +12.98% for QQQ. Past performance does not guarantee future results.

Which is riskier, APCB or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 5.1% for APCB. Worst drawdown: APCB -6.4% vs QQQ -83.0%.

Should I hold both APCB and QQQ?

APCB and QQQ have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between APCB and QQQ?

APCB and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 929 unique securities.

Which pays a higher dividend, APCB or QQQ?

APCB yields 4.34% while QQQ yields 0.41%, so APCB currently pays the higher dividend yield.

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