AOR vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricAORIVVWinner
Expense Ratio0.15%0.03%
AUM$3.6B$865.2B
Dividend Yield2.47%1.09%
Holdings9508
YTD Return+8.73%+13.80%
1Y Return+16.29%+23.70%
3Y Return (annualized)+14.02%+21.49%
5Y Return (annualized)+7.02%+13.43%
Volatility (annualized)10.1%15.1%
Max Drawdown-25.0%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryAllocation/BalancedEquity
InceptionNov 4, 2008May 15, 2000

AOR vs IVV Performance

iShares Core 60/40 Balanced Allocation ETF (AOR) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year AOR returned +16.29% while IVV returned +23.70%. Year to date, AOR is up 8.73% versus a gain of 13.80% for IVV.

Over three years, AOR compounded at +14.02% per year against +21.49% for IVV; over five years the annualized figures are +7.02% and +13.43% respectively. Across the full 18-year window we track, IVV has the edge at +7.05% annualized vs +7.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.1% for AOR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.0% for AOR and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AOR charges 0.15% per year while IVV charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, AOR currently yields 2.47% against 1.09% for IVV.

Holdings Overlap

0.1%overlap

AOR and IVV share 1 holdings out of 512 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AORWeight in IVVDifference
XTSLA0.09%0.15%0.06%

Frequently Asked Questions

Which is cheaper, AOR or IVV?

AOR has an expense ratio of 0.15% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, AOR or IVV?

Over the past year AOR returned +16.29% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (18 years), AOR annualized +7.03% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, AOR or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 10.1% for AOR. Worst drawdown: AOR -25.0% vs IVV -56.5%.

Should I hold both AOR and IVV?

AOR and IVV have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between AOR and IVV?

AOR and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 512 unique securities.

Which pays a higher dividend, AOR or IVV?

AOR yields 2.47% while IVV yields 1.09%, so AOR currently pays the higher dividend yield.

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