AHYB vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricAHYBVXUSWinner
Expense Ratio0.45%0.05%
AUM$62M$156.5B
Dividend Yield5.99%2.60%
Holdings6098,747
YTD Return+1.19%+11.13%
1Y Return+4.84%+27.13%
3Y Return (annualized)+7.38%+17.24%
5Y Return (annualized)-+8.71%
Volatility (annualized)7.5%15.1%
Max Drawdown-14.8%-39.9%
Fund FamilyAmerican Century InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionNov 16, 2021Jan 26, 2011

AHYB vs VXUS Performance

American Century Select High Yield ETF (AHYB) is a ETF from American Century Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year AHYB returned +4.84% while VXUS returned +27.13%. Year to date, AHYB is up 1.19% versus a gain of 11.13% for VXUS.

Over three years, AHYB compounded at +7.38% per year against +17.24% for VXUS. Across the full 5-year window we track, VXUS has the edge at +4.66% annualized vs +3.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.5% for AHYB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.8% for AHYB and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

AHYB charges 0.45% per year while VXUS charges 0.05%. On a $10,000 position that is $45 vs $5 annually, a gap of $40 per year that compounds over a long holding period. On income, AHYB currently yields 5.99% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

AHYB and VXUS share 0 holdings out of 8304 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AHYB or VXUS?

AHYB has an expense ratio of 0.45% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $40 per year of difference.

Which performed better, AHYB or VXUS?

Over the past year AHYB returned +4.84% vs +27.13% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (5 years), AHYB annualized +3.65% vs +4.66% for VXUS. Past performance does not guarantee future results.

Which is riskier, AHYB or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 7.5% for AHYB. Worst drawdown: AHYB -14.8% vs VXUS -39.9%.

Should I hold both AHYB and VXUS?

AHYB and VXUS have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AHYB and VXUS?

AHYB and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8304 unique securities.

Which pays a higher dividend, AHYB or VXUS?

AHYB yields 5.99% while VXUS yields 2.60%, so AHYB currently pays the higher dividend yield.

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