AGGH vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricAGGHVXUSWinner
Expense Ratio0.30%0.05%
AUM$579M$156.5B
Dividend Yield7.51%2.60%
Holdings118,747
YTD Return+0.33%+13.65%
1Y Return+3.62%+28.53%
3Y Return (annualized)+4.81%+18.64%
5Y Return (annualized)-+9.00%
Volatility (annualized)7.1%15.1%
Max Drawdown-13.3%-39.9%
Fund FamilySimplify Exchange Traded FundsVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 14, 2022Jan 26, 2011

AGGH vs VXUS Performance

Simplify Aggregate Bond ETF (AGGH) is a ETF from Simplify Exchange Traded Funds and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year AGGH returned +3.62% while VXUS returned +28.53%. Year to date, AGGH is up 0.33% versus a gain of 13.65% for VXUS.

Over three years, AGGH compounded at +4.81% per year against +18.64% for VXUS. Across the full 5-year window we track, VXUS has the edge at +4.81% annualized vs +2.15%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.1% for AGGH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.3% for AGGH and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AGGH charges 0.30% per year while VXUS charges 0.05%. On a $10,000 position that is $30 vs $5 annually, a gap of $25 per year that compounds over a long holding period. On income, AGGH currently yields 7.51% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

AGGH and VXUS share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AGGH or VXUS?

AGGH has an expense ratio of 0.30% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $25 per year of difference.

Which performed better, AGGH or VXUS?

Over the past year AGGH returned +3.62% vs +28.53% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (5 years), AGGH annualized +2.15% vs +4.81% for VXUS. Past performance does not guarantee future results.

Which is riskier, AGGH or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 7.1% for AGGH. Worst drawdown: AGGH -13.3% vs VXUS -39.9%.

Should I hold both AGGH and VXUS?

AGGH and VXUS have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AGGH and VXUS?

AGGH and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.

Which pays a higher dividend, AGGH or VXUS?

AGGH yields 7.51% while VXUS yields 2.60%, so AGGH currently pays the higher dividend yield.

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