American Century Large Cap Equity ETF (ACLC) is a ETF from American Century Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year ACLC returned +20.09% while QQQ returned +27.63%. Year to date, ACLC is up 11.91% versus a gain of 18.20% for QQQ.

Over three years, ACLC compounded at +17.02% per year against +25.54% for QQQ; over five years the annualized figures are +10.50% and +15.12% respectively. Across the full 6-year window we track, ACLC has the edge at +14.55% annualized vs +13.11%. Past performance does not guarantee future results.

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 16.1% for ACLC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.4% for ACLC and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

ACLC charges 0.39% per year while QQQ charges 0.18%. On a $10,000 position that is $39 vs $18 annually, a gap of $21 per year that compounds over a long holding period. On income, ACLC currently yields 0.54% against 0.41% for QQQ.