AAA vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricAAAVOOWinner
Expense Ratio0.19%0.03%
AUM$45M$979.0B
Dividend Yield4.90%1.09%
Holdings32509
YTD Return+2.91%+13.53%
1Y Return+5.10%+23.65%
3Y Return (annualized)+6.06%+21.27%
5Y Return (annualized)+4.77%+13.52%
Volatility (annualized)1.5%14.1%
Max Drawdown-2.6%-34.3%
Fund FamilyAlternative Access Funds, LLCVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 9, 2020Sep 7, 2010

AAA vs VOO Performance

Alternative Access First Priority CLO Bond ETF (AAA) is a ETF from Alternative Access Funds, LLC and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year AAA returned +5.10% while VOO returned +23.65%. Year to date, AAA is up 2.91% versus a gain of 13.53% for VOO.

Over three years, AAA compounded at +6.06% per year against +21.27% for VOO; over five years the annualized figures are +4.77% and +13.52% respectively. Across the full 6-year window we track, VOO has the edge at +13.57% annualized vs +4.08%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.5% for AAA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -2.6% for AAA and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AAA charges 0.19% per year while VOO charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, AAA currently yields 4.90% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

AAA and VOO share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AAA or VOO?

AAA has an expense ratio of 0.19% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, AAA or VOO?

Over the past year AAA returned +5.10% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), AAA annualized +4.08% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, AAA or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 1.5% for AAA. Worst drawdown: AAA -2.6% vs VOO -34.3%.

Should I hold both AAA and VOO?

AAA and VOO have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AAA and VOO?

AAA and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, AAA or VOO?

AAA yields 4.90% while VOO yields 1.09%, so AAA currently pays the higher dividend yield.

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